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I'm a bit worried about it as someone two years into property ownership. Have just sorted a 3 year fixed, so hoping that things will be more predictable along the line. I envisage (hope that careers and lives may have progressed enough to enable) moving within that final year.
Edit having read all the way down: I also live in a flood risk area sporting more St George's flags than is tasteful, and which is already pretty Mad Max.
jackbepablo
ReekBlefs
Not seriously at all. At the peak we were ‘up’ 50% on what we paid, more like 40-45% now. I’ve no intention of selling soon so all I care about is LTV and house prices have to fall by much more than 15-20% for me to worry about that.