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  • Not seriously at all. At the peak we were ‘up’ 50% on what we paid, more like 40-45% now. I’ve no intention of selling soon so all I care about is LTV and house prices have to fall by much more than 15-20% for me to worry about that.

  • If you have no intention of selling soon then you’re not really relevant to the question though, as long as you can make your payment.

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