Owning your own home

Do I need a Central Heating Inspection certificate for selling my house?

I had the boiler serviced by a Gas Safe certified guy recently but didn't know about the general inspection. Estate agent seems to want one.

Not heard that one before. Let me guess, do they have a recommended technician?...

I suspect it's my fault tbh. I conflated a boiler service with the central heating report so said I had an up to date one.

May just be I need to amend my property details so I'm not claiming I have it. Then I can supply the gas Safe certificate from back in 2013 when the boiler was installed and I'll just provide the service record separately.

Fingers crossed, I'm on the path to buying my first house.
Offer accepted, mortgage agreed, survey done and solicitors doing solicitory type things.
No chains either end!
Not done till we're in the door but looking good.

Is it a wood blind? Because that size sounds pretty big and weighty, in my last place I think our blinds used to last about a year or so until they broke. Replaced them with canvas ones...

Best of lucks, same here but with a chain on both sides... the whole thing feels like walking on thin ice!

Lori's gonna stop working in the next year so she'll get a superannuation insurance payout...

I realised very quickly that my exclamation was not contextually sensitive.

But then didn't edit the post. Sorry.

All good... 🙃

It is, it's VERY heavy

If I buy another flat in my block then rent it out what do I need to be aware of- additional stamp duty, a buy to let mortgage, landlords insurance, anything else?

Shit tenants.

Stopping someone else getting on the property ladder?

Declaring earnings (and having to do a tax return even if you’re PAYE), being a rent seeking parasite, having your money in an illiquid asset that does no productive work.
Brexit, whatever that does.

Removal of income tax relief on mortgage interest, so you could have an economic loss but tax profit

CGT rules changing next April so your tax liability worsens.

Do it, I say.

Tory membership application

Stopping someone else getting on the property ladder?

People will always want and need to rent homes. I'm just glad of the decent landlords I had - notably private individuals or using small letting agents. The big agents are shit for tenants.

Yield being worse than other obvious investments

Got a serving hatch between kitchen and dining room. We want to retain it but need to be able to close it at night because cat.
Basic swing doors are probs way to go. Might do some bi fold if i put bookshelves on dining room side.

Any other suggestions?

I did think of putting bookshelves on tracks so they can slide over serving hatch.

Get rid of cat.
Much simpler.

Are you managing the let yourself, or through an agent.

Openrent is a piece of piss, and let's you known all of your obligations. It also means you can charge 10%+ less than others.

It also means not dealing with estate agents.

You'll need a gas safety certificate each year, and it's probably worth a leccy one for the start of the let.

Your tenants have the right to know your address - meaning they could knock on your door at 3am...

Also, your current freehold management agents might choose this as an opportunity to rinse you for more cash, in return for doing fuck all.

You'll aslo need a monocle, a top hat, and a switch for thrashing povvos and pinko leftists.