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Contact Hiscox. I asked them a bunch of questions before I got their insurance. My insurance would be covered if MY bike was stolen from YOUR studio, as well as my own place. I've never needed to claim however.
Tomo187-
cheers yeah, I think I need to just phone up Admiral (who I have my contents insurance with currently) and see what I'm covered for. I did take a look at ETA, who have an encouragingly simple policy of if the outbuilding can only be entered by violent force then bikes don't have to be locked to an immovable object inside.
AlexD
What’s the insurance position on storing bikes unlocked in an outbuilding? All our bikes are in my studio wot I built. It’s pretty secure. Probably about as secure as the house to be honest. Would an insurance company see it that way, or should I be pointlessly locking them up individually as well?