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Good shout. Also worth checking household and other policies. Our household policy covers some 3rd party liability and many cover legal expenses too.
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Do existing members get referral rewards? I've been meaning to join for ages (thanks for the nudge). I'm happy to click on someone's link on here, if that's applicable?
Alan_tbt
c00ps
@Manson7am
https://www.britishcycling.org.uk/membership/commute
I will leave this here.