Musa, I agree with Nick you want to give the bank only the information they want to lend you the money and absolutely no more so pay the minimum possible. Also concur with Nick that house buyer survey's are pretty useless and this is as a for building surveyor myself.
Thanks. That was my thinking too having read this thread a few times. Bank hasn’t request a survey. Mainly formy piece of mind.
I’ll have a look at what the building surveys will cost then