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Likely that once you pay to get him there and do his survery, a full building one (or at least, what he can see) won't be that much more than just the flat.
I'd have thought you definitely want to get him into the roof - in our old share of freehold, the roof was the first floor flat's problem, the drains were ours (ground floor).
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Are you leasehold, share of freehold, whole building freehold?
Have you seen the lease yet? I'm in a first floor Victorian conversion and I'm only responsible for anything from the bottom of the first floor up.
Can you get access to the back of the house without going through the downstairs or will you need access anyway?
Chances are an additional inspection of at least the ground floor exterior isn't going to be that much more than what you'll be paying anyway by the time someone has come out.
Thanks so much for the recommendation! Should I get a full building survey for a first-floor Victorian conversion (with loft access), even if I don't get access to the ground floor flat? Any help is appreciated, clueless first-time buyer here...