• claim off the driver's car insurer

    Pretty sure the drink bit invalidates any insurance and means the claim must be made against the individual.

    Paying for call-out fees and the like sounds suspicious though?

  • Pretty sure the drink bit invalidates any insurance

    Not the case. Insurance companies are obliged to cover any third party claim against a drunk driver. Granted they won't do the fully comp bit, so if you're pissed and smash your car up then that's your problem.

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