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Thanks for that. I’ve looked at the Skoda but I’m not sure about styling.
Re. The end of PCP, I didn’t know that either. I had it in my head you used the current car as some form of deposit for the next one.
TGR-
When you enter into the PCP agreement, there is a "guaranteed future value" assigned to the car. This basically allows you to walk away at the end of the term without having to worry about settling up the balance of the finance. Assuming that you haven't trashed the car or exceeded the agreed milage.
The monthly payments are set so that the loan balance at the end is not greater than the guaranteed future value of the car. You could choose to pay a bit more each month which should result in having some "equity " in the car at the end of the term, to put towards the deposit on the next car.
Most people choose the lowest possible monthly payments instead.
ChasnotRobert
Skoda Superb and Passat also worth considering, obviously a lot of shared engineering.
Mondeo estate also surprisingly good although it's been a while since I've owned one. I have the Skoda currently and have no complaints.
PCP - I'm 2 years into 4 years so I've not gone through the whole cycle yet. So far it's been straightforward.
As far as I can work out from reading about it, the main thing that people fail to allow for is you have nothing at the end of the term. So if you want to start again, you need to fork out for another deposit.