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the management is which fund you take.
for example, vanguard has the ls20/40/60/80/100
check out their historical returns on the site -
Is there no management involved in what proportions of each should be purchased or do all of these just invest in the same?
Yeah there is, and no, not all inactively managed funds allocate the same way for a given risk profile. But they should invest equivalently.
Wouldn't there be some investment decisions around things such as Brexit and the various stuff that's going on at the moment?
If you are buying allocations in inactively managed funds, then no, there wouldn't be, unless it coincided with the end of year review, and even then, the fund manager needs to think longer term.
If I put £20k into Nutmeg and £20k into evestor would the difference really be minimal at the end of the year
If they both offered inactively managed funds, and they profiled your attitude to risk in the same way, then in theory, they should perform too close to call it between them.
the compounding effect of the fees is what makes the cheaper one better?
Yes.
Managed funds is a bit of a different kettle of fish.
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platypus
Howard
@aggi
Is there no management involved in what proportions of each should be purchased or do all of these just invest in the same? Wouldn't there be some investment decisions around things such as Brexit and the various stuff that's going on at the moment?
If I put £20k into Nutmeg and £20k into evestor would the difference really be minimal at the end of the year or is it something that evens out over many years and the compounding effect of the fees is what makes the cheaper one better?