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  • Interesting but, for those in the Managed class like Nutmeg it seems to miss out the other side of the equation; what are the returns?

    Do they all return similar amounts or do some perform better than others? I don't mind higher fees if the returns are worth it. I've not really seen anywhere that does such a comparison.

  • what are the returns?

    If NM are buying in to off the shelf funds, bonds, cash whatever - which IIRC in most cases they kinda are - then it doesn't matter who you go with - all things equal they will return the same, the deciding factor is the fee.

  • the deciding factor is the fee.

    absolutely.
    this is why you should follow the advice in the lang cat guide.

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