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  • Extending the lease gives the maximum savings.

    As a lease, the bike is not your property until it expires (at which point the market value of a £1k voucher bike is £70). Technically therefore administrators/liquidators may seek to reclaim the asset. But given the value and effort required I suspect this would never happen. Plus, you will have paid the full value of the 3 year lease extension up front, and therefore Evans would have realised the full value already

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