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should i leave it and make it mega fucking aggressive fuck the ethics give me money or transfer it?
How much are they charging - management fees, fund fees etc? Anything above 0.5% / 0.6% p.a. is a joke.
Aggressive funds have a habit of dropping too... And they are pricey.
Unmanaged / trackers funds tend to do just as well, if not better, than managed funds over time, and they are way cheaper (HSBC all share tracker is 0.07% for example)
Transferring to a SIPP with a cheap manager is easy.
You should talk to an IFA if you have any benefits / guarantees on the pension funds.
NotThamesWater
Transferring pensions.
My employee has moved from Standard Life to Legal & General.
I won't be making any more contributions to the standard life pot, should i leave it and make it mega fucking aggressive fuck the ethics give me money or transfer it?