The Freelance Thread (Contractor, IR35)

But my limited understanding is that contributions from your LTD co to your personal pension are both

• a company expense so off-set against corp tax
  
  

AND

• you do not get taxed on them personally until you start to withdraw your pension
  
  

So if you really wanted to attract HMRC's attention you could

• pay yourself a pittance in salary
  
• pay yourself most of your earnings as LTD co. pension contributions
  
• whatevers left as dividends or get the LTD co to invest them in something
  
  

^ don't do this you'll get burned - it's proper avoidance