Owning your own home

Might be a she. #IWD2019

Can't remember the original layout - did they do the extension or was it there when bought?

Looks good though. Wish I could get something like that round my way for that money :(

Size of that third "bedroom". Oof.

Whoah, just seen how small it is for that price ... mental.

Any reasons why bulb is good? Their price sits alongside others like octopus

Well they don't give any fixed periods, so guess they can more closely align to market rates as they don't have to build in the risk of future wholesale price increases, does mean if there is a wholesale increase this gets passed onto the consumer, but because you are not tied into a contract you can just leave if that happens.

Pretty standard layout. The trick would be to extend on top of the ground floor extension or do a loft conversion like next door. That 'bedroom' then becomes the office. But yeah.

Places like that around my way where they want £1m for them. Can't imagine who in their right mind would entertain that idea.

Cheers

Make things a bit easier I suppose just will need to watch the market so to speak right?

There’s a few referral services going about so why not

Yes, think they email you with warning of any price rises. if you want a referral code let me know ;-)

Here’s a code that gets us both £50 😉

bulb.co.uk/refer/davidr9988

Ha, in before me!

Haha. Cheers :)

I think the whole of LFGSS might be using Bulb at this rate....

bulb.co.uk/refer/samw8408

Yes seems it. I’ll give them a go

Slick app, decent customer services, renewable energy sources and a generous referral fee.
The price used to be out there on its own (and they delayed rises) but I’ve found lower now with Pure Planet.

Just received a letter from the property management co for my block who want £2000 for internal decoration work as the reserve funds won’t cover it apparently. This sounds insanely expensive. Can I refuse to pay it?

No you cannot refuse to pay it - it will be a question of when you pay, and how much not if.

Unless they catastrophically messed up the consultation for the works?

Been there. You have to pay. They’ll issue something called a “section 20” or something.

Wankers. Ground rent just doubled as well

I've been told that as the flat is reinforced concrete, none of the walls are structural but I could have been given duff info.

Judging by the size and shape of the specific wall I want to partially knock down, it's definitely not load bearing.

Does anyone have specific experience getting freeholder approval from hackney council?

Everyone is after more money at the moment. 30% increase in service charge for 2019?

Seems legit.

We had a service charge reduction and refund this year. Crazy.

NH

If the flats are RC then most of the walls will be non structural. Theres a chance (slim) that there may be shear walls which ARE structural. As a rule of thumb, the shear wall will seem way more sturdy than the others in the flat. Always worth getting a surveyor / engineer to have a look.

Did they follow the S20 consultation process, which is what they have to do for any works which cost over £250 per leaseholder.

If they've followed S20 (i.e. they tell you the scope of works, you have an opportunity to comment, they take your feedback on board, and they get some competitive quotes for the work) then there's not much you can do at this point.

If they haven't followed S20 then your liability is limited to £250. So it may be in your interests to let them do it, then tell them they didn't follow S20. A painful lesson perhaps.

Is anyone else going to be in the process of house buying/selling on Brexit Day (UK Independence Day)?

If we leave without a deal, we ask for 50% off, right?