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  • It's less than half what the shared debt was - I don't earn big bucks so had to stump up a big repayment to bring the lending down to what they would agree to. It's weird and kind of nice? to have a relatively small mortgage. I now have no savings tho.

  • Ah, that makes sense. It is good either way, obviously.

    I don't have any savings to speak of right now either but that's self-induced because I haven't actually done any work since July.

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