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Bog standard employment standard salary drudgery. PAYE. 10+ years. etc. #dull
Bog standard employment standard salary drudgery. PAYE. 10+ years. etc. #dull
I've remortgaged 6 times (three different lenders:Halifax, Coventry BS and Santander) and I've never had to send any proof of earnings when remortgaging with the same company (i.e. a product transfer). The most recent ones with Santander have been all done in a single phone call, no need to even sign anything, no questions about changes, etc.
Moving between lenders and you'll need to provide proof of income.
Any attempt to increasing borrowing (more than just putting the product fee onto the mortgage) with the same lender will trigger the need to prove income though.