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  • I suspect the answer would be 'ask them'

    Have a chat with a broker would be my suggestion. They are going to be offered rates that would not be offered to you - we were offered 2.5ish5 by Natwest, by 1.79 through the broker, which more than made up for the fee.

    Also, for a product transfer, we aren't being asked for income. Which is good. As i have none...

  • Are brokers not obliged to tell lenders the situation etc?

    Not that our last broker told our lender any fucking thing, of course - even when we wanted them to.

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