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  • Top tips, cheers chaps.
    Spending is pretty much at a minimum? Well no, not at all, but I'm saving as much as I spend without needing to live on beans and water which I think is close enough.
    Passive income is a hard one and not sure how I'd achieve that - there is potential though.
    Kids are an issue, and they are going to be damn expensive to even obtain... (medical shit).

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