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  • We did this - JISA's through Hargreaves Lansdown are free to run, and they have a good range of low cost indices (HSBC global is 0.07% iirc)

    Also, there are often children's regular savers accounts around that offer very good interest rates for a few years. May be worth one of those, and chuck the balance into a JISA when the introductory rates end.

    And make them a few easily prepared meals. That'll go down well too.

  • Ha, this, and ironically the fund im investing in via a JISA for my daughter at the moment is a Vanguard one but want the option to chop and change over time.

    A case of Port was another idea but wouldnt trust myself not to drink as soon as she got to dating age*.

    *never ever going to be allowed on dates. Ever.

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