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  • @hugo7 From my research, I think with the help to buy isa, if you don't use it on a house, you still get the interest when you cash out tax free, just not the gov's contribution of 25%. I also think the scheme ends in like November so I should really get into one, even just with £100 to start, ASAP.
    The stipulations are limiting indeed

  • It's definitely worth doing, because as you said either way you have the money in an isa, earning whatever its earning.

    People have done a good job of explaining the limitations of LISAs.

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