You are reading a single comment by @mcmyk and its replies. Click here to read the full conversation.
  • I’d say that is a really good move. I had some spare money in my first year but I decided to be stupid and spend it away. I’d look at the Lifetime ISA. It seems it’s a lot easier to use and has a much higher limit (£4k). I’m using Nutmeg at the moment.

    Also, I’d probably not put it all into one of these ISAs as it’s a pretty illiquid asset and try to keep some aside for rainy day(s).

  • We switched from help to buy ISA to LISA last year (there was a government incentive to do so) but in hindsight I wish we hadn’t bothered

    it would have been better to have the flexibility as our situation has changed and it will end up costing me £625 to liberate the money in there if I need to

About

Avatar for mcmyk @mcmyk started