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  • Assuming your salary will increase only by RPI though is a very pessimistic assumption. That's effectively saying you'll never get a real term pay rise. Is that a plausible assumption? Without meaning this in any way rudely, even people who are not great tend to get promoted at some point... Obviously this depends on the industry etc but I don't know anyone who would be comfortable accepting the same money indefinitely, expectations (and what's available) increase over time. Especially in grad roles

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