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@JB
If that were to happen. If. If. It's not like I can't access my accounts. Yes it would suck to have to reset the passwords but it's not the end of the world.
'After purchasing a software license ($64.99 in 2018), 1Password can be set up to only store password files locally, and not sync with remote servers. It can also be set up so that files are synchronized through Dropbox (all platforms), local Wi-Fi, and iCloud, and more recently, through 1Password.com'.
Mine are stored on 1Password remote servers. I have opted for that method of storage/paying a sub to make my life easier when using multiple devices. More info about security here:
https://support.1password.com/1password-security/