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A lot of policies have them defined as "valuable items" or similar (basically small, expensive stuff it seems).
My insurance has a total of £20k of valuable items with an individual limit of £3k and it didn't cost much extra. Ten or twenty quid maybe.
Items under £3k don't need to be individually listed.
aggi
freddo
TGR
As mentioned some time ago, I don’t have a safe. It would probably be a wise thing to have - not really for my watches but for my wife’s jewellery.
Could anyone advise about insurance for watches and jewellery. Should we have additional cover for specific items etc.
Obviously additional cover comes at a cost so if I purchased a safe, would this reduce the premium.