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For me, it's not a discussion about hi-viz or not, but about where does it stop? All my cycling clothes have reflective stripes, I have two rear lights, one steady and one on-off. Same in the front. I still have oncoming cars in urban traffic who need to swerve where you can just see their reaction "oh, shit, where did he come from".
I did some reading when I started commuting and of course you always have studies in favor or against or that are just plain shitty. I think there was one Danish study that suggested flashing lights were more effective than hi vis.
All this doesn't take away that one texting driver can take you out, no matter how much you look like a christmas tree.
Maybe it's my fault for trying to have a reasonable discussion on here, shoulda known better