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I'd say it's your BIK looking at the second bullet point.
https://www.gov.uk/hmrc-internal-manuals/employment-income-manual/eim21762
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Both your answers are why I'm getting stuck
If you'd given the details in the first place, you wouldn't be stuck. I'm with aggi, insurance is your benefit because it indemnifies you from costs which you would otherwise normally pay, i.e. healthcare for your dependants.
aggi
gbj_tester
@hugo7
Health insurance for immediate family members.
Both your answers are why I'm getting stuck.