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@Hamham
I'm moving to an apartment where there is a secure bike shed for bikes so will need some theft cover. Its a big room with swipe cards needed to get in and out but better to be safe than sorry.
I dont mind paying for a service as long as if i need to claim it doesnt end up in a drama. Who has had hassle free claims from companies? Laka seems very new so no feedback on that side. Are Bikmo or Hiscox ok?