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Has she bought somewhere before? Will her buying a bit of your place preclude her from various govt. schemes for FTBers?
It would also mean if she wanted to buy somewhere else whilst still owning a share in your place she’d trigger the punitive second home stamp duty?
I’d assume you’ve done your homework on this but there is a great deal to consider here and the upside is a bit shrug - it’s not something I’d do lightly.
Howard
Sparky
Her money is in cash, slowly being hit by inflation. So it makes sense to pay it off the mortgage. It’d also be nice for us to have shared ownership. I’m sure she’d rather feel invested and more equal in the place.