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Based on experiences described on Pistonheads I don't want to be with Admiral/Elephant, it's just they offer reasonable prices for people with 0 or low NCB. My 10+ years is on the MX5, so I've been starting again with the 2nd car, I've now hit 3 years which gives a decent discount, but also seems to open up more insurers.
If I was in your shoes, I wouldn't want a nice classic like that insured with Admiral any longer than I had to be with no other option. They've been known to quibble over non-declared optional extras, and if you try and declare them, they count them as modifications and load the premium.
So I'm quite happy to move to Churchill.
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yeah I won't be sticking with them long term. but one of the few places I could classic car insurance from without having another car as my 'main car'. spoke to quite a few of them but none would accept push bike as my main car ;-)
though actually on that note I am also toying with buying a little runabout to live at my mums so I can be taxi on my monthly visits as well as throw my bike in the back to get some miles in the wider area when up in the shires. I will then have a 'main car' albeit a piece of shit. will be interesting to see how that opens up insurance options.
Well it's only been 11 months. but you know that feeling you have about something when you can't remember how you lived before it.
it's been ace.
and don't get me started on insurance. with admiral too. but worth shopping round and then sharing your lowest quote with them as they do have some room to negotiate and will aim to match. mine went down by three quid. but that's cos of earning a year's ncb