Owning your own home

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Hovis in reply to @Sparky

Yeah they will guide you.

I always thought you could just "gift" it, rather than her paying for it, and since no money is changing hands then no stamp duty is payable.

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aggi in reply to @Hovis

HMRC guidance is here for SDLT

https://www.gov.uk/guidance/sdlt-transferring-ownership-of-land-or-property#if-you-marry-enter-into-a-civil-partnership-or-set-up-home-together

The main thing that isn't obvious is if she is taking over some of the mortgage that is still a payment (it's just the cash part has been deferred).

Oops, think that should have @Sparky

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