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Has nobody replied? Use a free service such as clearscore to see where you sit. Ideally you need access to your full information as found on Equifax ( https://www.equifax.co.uk ) and CIFAS.
From experience in a particular financial insitution, there are a number of reasons you can be declined, one is not giving all the information, but more often than not it is a CIFAS load against you. Generally CIFAS is used for when you are a fraudster or defaulted on a loan, phone bill, anything. Some companies are notorious for loading against people just for being late paying their phone bill.
TL:DR even if you find out your info, it might not make sense. You may need to try a different provider. Don’t try to apply for too many too quickly in succession or this will ring alarm bells on each successive application.
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If you’ve not already done so, sign up for the money saving expert credit check thing, which will pre-approve you for stuff based on the info you give it. The wording is something like ‘you are 100% guaranteed to get this card as long as the info you submit to the supplier matches the info on MSE’.
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pdlouche
Dramatic_Hammer
@Chalfie
Also interested in micro printer for MINIMAL usage.
Also:
credit card application.
I made one, it was rejected. I think because I missed off (by mistake not deliberate) my wife's income.
should i
appeal it
reapply to them (how long to wait)
reapply elsewhere (how long to wait)
?
ta