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They throttle.
Which I can trivially prove, because my Three mobile on a different contract easily gets to 40-50Mbps when the Three card in the router was topping out at 0.5Mbps.
Speaking to their customer care team, their response was "But the unlimited data only applies to a mobile phone and not a Home-Fi solution".
I just had a read through Three's statement of facts for their all you can eat tarrifs. They claim, quite clearly, to not throttle traffic at all. They also hint, but not quite state, that 1,000 GB is the point they start viewing usage as suspicious.
Clearly you are experiencing differently!