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I've always used the approx 1/3 rule but ok with going over if it's temporary (up to 6 months in the past). Recently got a new mortgage agreement which included the "stress test" question of whether I'd be comfortable if interest rates went up so I was paying 55-60% of my net income... I certainly wouldn't be happy with the situation but they didn't seem to think it would be a problem. I'd be happy up to 50% short term, 35% long term.
hoefla
In Uckfield area looking at houses today, first place was only suitable for those below 5’10”, but it was from the mid 1600’s.
How much of take home salary would people be happy to put to mortgage?