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So long as I can get the required monies out of it, that is the main thing.
I guess I wondered if it's "sensible" to spread out withdrawals, not trying to be clever more trying to avoid being stupid. Doesn't seem to be particular hassle to do so.
hoefla-
I could be wrong but my scepticism is driven by the assumption that unlike pound cost averaging the timescale of the withdrawal staggering isn't long enough to provide you with a decent shot at riding the waves - in effect all you are doing is blindly trying to micro-time the market and hope you get lucky, or at least not too unlucky.
Could be wrong though.
Howard
I'd assume your cash isa isn't directly pegged to a specific index (or is it?) and would be hedged so that these fluctuations would smooth things out.
Also Say you've been getting a return of 6% year for five years then taking a 5% hit on a badly timed withdrawal isn't the end of the world. It's not going to change your life, and when you are forced to cash in, you kind of have to accept what the market gives you on the day or like you say stagger things but if you stagger you could get an even worse result at the cost of a load of hassle.