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  • How did you do it?

    Don't have kids.

    (Wife not working for 2 years [no maternity pay], both of us moving to part time [by choice] rather then 5 days a week of nursery/childcare, 4 years of nursery fees [extortionate in SW London, even 3 days a week], etc. Adding all of that up comes to more than our outstanding mortgage balance. Wouldn't change it though.)

  • I wanted to say that but I knew he had kids. :S

    My missus works but mostly I had a big deposit saved which reduced the interest rate initially, it was a place well within my means because I was worried about the interest rate rise that never happened (should've bought a bigger place!!!) and I overpaid a massive amount (see also: earning good money).

  • Don't have kids.

    Since one of these things arrived I've gone from YAAASSSS I'M RICH to OMG I'M GONNA DIE A PAUPER AND BE BURIED IN AN UNMARKED GRAVE.

  • How did you do it?

    Don't have kids.

    This. Also means not needing a larger place. Is there a term for the paradox of "if only I didn't have my pesky kids to look after, I'd be able to finish painting their rooms in this large house I've bought to keep them in"?

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