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How did you do it?
Don't have kids.
(Wife not working for 2 years [no maternity pay], both of us moving to part time [by choice] rather then 5 days a week of nursery/childcare, 4 years of nursery fees [extortionate in SW London, even 3 days a week], etc. Adding all of that up comes to more than our outstanding mortgage balance. Wouldn't change it though.)
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I wanted to say that but I knew he had kids. :S
My missus works but mostly I had a big deposit saved which reduced the interest rate initially, it was a place well within my means because I was worried about the interest rate rise that never happened (should've bought a bigger place!!!) and I overpaid a massive amount (see also: earning good money).
How did you do it?