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@Squaredisk I didn't need to claim anything on Sportscover direct but a quick Google seemed to say that people had good experiences - and I didn't find any bad reviews.
Thread dredge. @Polky did you have any problems with Sportscover direct? Anyone else have recommendations for annual cycle touring insurance for bike and travel insurance? So far Sports cover direct, Pedalcover and Cycling UK fit the bill... are there any others?