Sorry, yes I meant vendor!
That makes a bit more sense!
I'd still be tempted to buy the insurance - if it's low risk, it should be a low premium.
@NotThamesWater started
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
Sorry, yes I meant vendor!