• I wasn't charged anything.

    As in, you started the new PCP with zero credit / deficit from previous contract?

    My understanding of how this will work is:
    Hand in old car;
    Assuming it hasn't been abused, dealer will accept old car and use the value to clear the outstanding finance on the old car;
    Agree new PCP on new car, including the need to hand over cash for deposit contribution for new car.

    It's the last part that can catch people out.

  • Sorry - I meant nothing to pay for the damage done to the one I handed back.

    I paid a deposit for the next vehicle, partly with the equity from the 2 series and partly cash.

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