• I can only comment on the experiences of my colleagues, but it could be dependant on the dealer or the value of what you’re trading up to

    I actually got my car on PCP originally but ended up buying the car at the end as I had about 2k of positive equity at the time

  • Yeah, buying the car may also be an option.

    The PCP works out at around £20k all in over 4 years, so it's hardly a free lunch.

    Previous car was bought outright for £10.5k at 3 years old and ended up costing around £9k all in over 5 years so the new car premium is quite high.

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