• You are in some ways right - several of my colleagues have bought cars on PCP and been faced with significant charges at the end of the lease period because they had curbed wheels. If you read the T’s & C’s there is a section about condition and wear and tear.

  • Interesting. I'm currently in the 2nd year of a 4 year PCP. My plan is to take the car to an independent body place some time in the final year and get it spruced up a bit.

    I would have thought the dealer will want to be reasonable on the residual value as their objective at that point is to sign you up to another PCP, and screwing you over on minor wear and tear isn't going to be compatible with that?

    They didn't even look at the car I pxed when I took out the PCP... Agreed a price for it without seeing it and I dropped it off when the new car was ready.

  • I can only comment on the experiences of my colleagues, but it could be dependant on the dealer or the value of what you’re trading up to

    I actually got my car on PCP originally but ended up buying the car at the end as I had about 2k of positive equity at the time

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