Owning your own home

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  • I don't think anything much below 800k has much of a zombie apocalypse survivability score though.

  • This looks ideal for the zombie apocalypse survivalist:

    https://www.rightmove.co.uk/property-for-sale/property-53186517.html

    Admittedly, Hammerite banisters aren't to everyone's taste, but the vendors have helpfully added the stamp duty to the purchase price, and it comes pre-Mieled.

  • Hah, that's the old records office - I have to say I preferred it when it was full of slightly dusty maps.

  • You would raise it with the managing agents and say 'I don't think you've earned your fees for XYZ reason and I consider ABC to be payable'. When they disagree you can tell them you'll be applying to Tribunal for a determination unless you can reach an arrangement.

    Going to Tribunal is a lottery - if you're reasonable you'll have more chance of winning, but some judges are pro-Leaseholders while some are pro-Freeholders. If you get the latter, you could get fucked. So use it as a threat unless you really have to engage.

    Ask me how I know this. I'm currently fighting a Tribunal appeal which looks like it's going all the way to the High Court. Some Freeholders are cunts.

  • I'm currently fighting a Tribunal appeal which looks like it's going all the way to the High Court.

    Fuck me that sounds like no fun

  • We took their offer.

    Now to find a house.

    I hear Beckenham is quite nice?

  • Full of cunts, apparently.

  • What are you after?

  • 3 bed house, garden. Good transport to London Bridge, within 10 miles of Stratford

  • Waves

  • Well that was unexpected. The scaffolding has a banner on it for the loft company. A pissed bloke just knocked on the door to tell (rant to) us that they had assaulted him by throwing sawdust and water at him, and that if there was any rubbish on the street from our (as yet non-existent) skip he'd be reporting us to Haringey council.

    My husband made it clear if the guy has a problem with that company to take it up with them directly and stay away from us.

  • ^^^ not sawdust and water thrown by our builders. That it had happened at some point in the past. Guy has a grudge!

  • So you pay x amount service charge on a regular basis to "Martin" ?

    GLWS

  • Wanna buy my gaffe? I do you good deal.

  • HSBC will only lend me

    They're a particularly cautious lender

  • Where are you off to?

  • Good question. But I'm working in Cambridge and commuting there is not sustainable.

  • At least houses in Cambridge are cheap.

  • Famously affordable

  • Fucking fuck.

    We found the perfect house for us at the end of August. Put our house on the market and received an offer within three weeks that worked for us but their flats offer fell through. They finally secured another offer this weekend.

    The house we wanted sold on Friday. Solicitors instructed and surveyor in so no chance of a counter offer.

    Fucking fucking fuck.

  • Gah, unlucky. Could all fall through for them though, ask the estate agents to let you know and keep checking Rightmove for when they invariably forget.

  • Done that - not feeling hopeful though.

    Wife is pretty upset about it - i think we both got way ahead of ourselves in planning to live there.

  • Ah that sucks. Is it a common kind of house in the area? You might find that neighbours start putting things on the market now one has gone.

  • that sucks balls. i guarantee you the next place you find will make you feel like you dodged a bullet.

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Owning your own home

Posted by Avatar for Hobo @Hobo

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