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dbadger
Yeah, I think what speaks for this specific bike is that it really is pretty new and looks like it hasn't seen much use at all (which should be verified in person though), and with proof of purchase and it being a new model there shouldn't be as many unknowns as there are for other general 2nd hand buys.
However, I don't think it's quite fair to compare it to the Ribble bike quite like that. First of all, even that option is already £1.1k for a 105 bike, and secondly - rightly or wrongly, a carbon frame is perceived as a pretty big upgrade from a steel one.
So yeah, if you're just looking for a generally decent road bike, you can get something cheaper for sure and this isn't a fantastic opportunity. But if you're looking for a carbon frame bike in particular, things look a bit different. Though as I said, I would definitely try to haggle the price down a tad still.