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How about just over? ;)
Just over is fine. I've been exposing 20/24 (and even 16/20) to my 105kg-110kg on both paved and unpaved roads for ages with no problems and without even having the benefit of deep rims
in this case you'd say paying more for DAs for example is not worth it?
In this case, DA is a terrible idea. They're very pretty, but they are optimised for low rolling resistance in dry conditions, so Shimano quite rightly make them with no sealing against liquid ingress, which makes them useless for all weather outdoor use.
Novatec. KT & Formula are fine too, Novatec are just easier to find. Use 32 spokes if you don't care about going fast, but 20F and 24R is enough with deep(ish) carbon rims unless you're well over 100kg or intend to load the bike up with luggage. Strictly speaking, the #tester_approved road fixed solution is a 15×100 or 15×110 (depending on what chainline you want) 6-bolt MTB hub.