I am grateful, but I'd love and cherish my new bike
Maybe 2nd hand is the best option. Do you know how easy it is to insure a 2nd hand bike with out its receipts? My current insurance only covers the cost of my frame, because it's the only component I bought new
Most policies now seem to require specified item insurance for bikes, so you basically tell them what it is and what it's worth and they go from there.
This is the kind of thing I'm trying to prevent. £2k bike... does 1500 miles... for sale 12 months later.