Owning your own home

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dt in reply to @Polygon

Longer with overpaying is much better, gives you flexibility if your circumstances change. Just have to resist the temptation of slacking off on the overpayments

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andyfallsoff in reply to @dt

Agree, we've done exactly that - set up the overpayment by direct debit and it works a treat. If we ever had a lean period, it's nice to know we could just cut the payments right back.

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