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  • Small high street EA, the same ones I bought it through. Apart from lying about it when she forgot to drop forms off to me, and hoping I'd not notice when she did it the next day, they've been pretty good considering it was 1 week turnaround from initial valuation to viewings.

    Re. mortgages: is there any argument for a shorter period (currently looking at 30 years) over the longest reasonably possible and overpaying if affordable? That seems to give the most flexibility to my mind.

  • Longer with overpaying is much better, gives you flexibility if your circumstances change. Just have to resist the temptation of slacking off on the overpayments

  • Agree, we've done exactly that - set up the overpayment by direct debit and it works a treat. If we ever had a lean period, it's nice to know we could just cut the payments right back.

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