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anthonyj-
RDR 2 isn't on games pass or games with gold (the subscription thing which gives you free games) so you have to buy it.
Once you've bought it, you can play the offline single-player game for eternity at no additional charge.
If you want to play any game online for xbox / playstation / switch with friends (except Fortnite i think) you have to have their online service subscription.
Xbox live is around £30-35 per year.
Soul
Just need xbox live.
(and a copy of the game).