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Just been looking into it as I fancied an m1e but if they take the final payment I’d save about that.
I took about £400 a couple years ago and they never took the residual value payment but there’s no guarantee they won’t take it this time.
All the blurb our company has is full of ifs and maybes. Useless.
Are you higher tax band/did your employer write off the final payment?