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pifko
Right, well, I'm definitely in the 'fucked if rates go up hugely' category. Got 7 months to go on my 2 year fixed deal and at the end of that period, should be down from 90%LTV to 85%LTV which means that I should be able to get a slightly better rate with the same lender. Income nearly half of what it was when we purchased due to change of jobs so realistically not in a position to remortgage. Will just need to bend over and take whatever the bank will give us.